The Life Insurance Settlement Association (LISA) has announced that it will be hosting its 2009 Broker Summit in Orlando, Florida on August 7. According to the announcement, the summit will provide a chance for industry leaders to discuss the future of the life settlement industry as well as evaluate current business practices and political issues. Some of the issues that will be brought to the table include best practice models, licensing requirements, forms, reporting, and disclosures.
In addition to discussing the aforementioned issues related to life settlements, the Broker Summit will also provide networking opportunities for industry leaders and personal. Both members and non-members will have the chance to network during luncheons, breaks, and topic sessions.
The program begins at 7 a.m. with a continental breakfast and ends at 2:30 p.m. with a final session entitled Preparing the Game Plan. The tentative agenda reveals some of the topics that will be discussed during the program, including a facilitated discussion about how business is typically transacted, what works, and what doesn’t. During a roundtable lunch break, attendees will have the opportunity to discuss insurance company activities and how they affect the business of senior life settlements insurance.
Individuals interested in attending the conference will need to register by June 19 to receive the best possible discount.
admin on July 22nd 2009 in Insurance
One reason that so many people need credit repair is because they start making mistakes right off the bat. The average college student is now leaving school with thousands of dollars in credit card debt, making it harder to establish themselves as a financially sound adult in the real world. Building good credit habits from the beginning means an easier transition into the “real world”, as well as hopefully avoiding the need for credit repair services in the future.
Credit card companies love luring college students to apply for new cards with tempting freebies. However, rather than applying for a card based on a cool t-shirt or music player, take the time to read over the agreement before signing. It’s best to compare the rates and fees for several cards before settling on one. Keep in mind that applying for multiple cards can have a negative impact on your score. Additionally, having multiple cards can make charging more than you can afford to pay all too easy, so it’s best to limit yourself to just one card for now.
One reason that credit card debt can built up so quickly is poor budgeting. The key to remember is to make credit cards work for you, not the other way around. Avoid debt by only charging what you will be able to pay off that month. When you pay the balance instead of just the minimum, you’re building a solid financial future instead of one that will require credit repair help.
admin on July 15th 2009 in Finance
The logistics company DHL has announced the opening of its new domestic transportation hub in Shanghai. Launched on June 30, the DHL Eastern China Domestic Transportation Hub is part of a $25 million investment designed to “improve the domestic road transportation and distribution market in China.” In addition to offering a wide range of shipping services, including FTL and LTL transportation, the new hub features advanced cross dock operations and IT solutions.
On the new opening, Chief Executive Officer of Deutsche Post DHL Frank Appel said, “The launch of the DHL Eastern China Domestic Transportation Hub in Shanghai reflects our continued confidence in China and commitment to be the best integrated logistics solutions provider.” He added, “We are confident that this new hub will enhance our competitive edge in managing domestic transportation and distribution, enabling DHL to continuously meet and exceed our customers’ expectations.”
The new hub holds 53 loading and cross docks and offers costumers cross dock operations, storage, multi-modal transfer, and data management. Together with another 15 sub-regional facilities, DHL provides freight shipping service options to more than 400 cities in China.
admin on July 15th 2009 in Transportation
These days, there are magazines that cover pretty much every industry and interest. So is it much of a surprise that there is a publication dedicated to those looking to craft a better call center solution? Call Center Magazine is an online journal that is dedicated to providing information that professionals working in the customer contact arena can use to make their job easier. Both outbound and inbound call center professionals will find useful articles, tips, and research. The publication can also provide insight for those looking to outsource their call center — after all, it’s always better to make an informed decision. Past issues of the magazine dating back to 1999 are archived on the website for you to peruse. With so much helpful information available and no subscription fees to be seen, Call Center Magazine is a valuable resource for anyone looking to learn more about customer contact.
admin on July 13th 2009 in Business Services
According to the National Institutes of Health, the overall cost of cancer in 2007 was $219.2 billion, including $89 billion for direct medical costs, $18.2 billion for lost productivity due to illness, and $112 billion for lost productivity due to premature death. Clearly, cancer takes an extreme toll on people’s financial health as well as their physical and emotional health.
Lack of health insurance can be an obstacle to optimal health care for many people diagnosed with cancer. The 2006 National Health Interview Survey found that 24% of Americans between the ages of 18 and 64 and 13% of children had gone without health insurance for the past year.
Yet a large portion of the uninsured is at risk for cancer. More than 1,5000 people die every day from cancer, making it the second most common cause of death in the U.S. behind heart disease.
So how can uninsured get help with their mounting medical expenses? One option is cancer insurance, the benefits of which may be used for both medical and non-medical expenses.
Getting insurance quotes from cancer insurance providers is simple. To receive an insurance quote, visit Insurancequotes.us and provide basic contact information. The service will provide quick quotes from top providers of cancer insurance. Online quote services such as Insurancequotes.us can help people diagnosed with cancer quickly get the help that they need most.
admin on July 10th 2009 in Insurance
Whether you’re planning a Pimp and Ho party or invited to one, Pimp & Ho costumes are easy to put together for both men and women. For women, a ho costume typically consists of a sexy outfit with lingerie and either high heels, boots, or go-go shoes. Women can also wear club-gear, wigs, and sexy accessories. It is also appropriate to wear sexy Halloween costumes at a Pimp and Ho costume party, such as a sexy Robin or Poison Ivy costume, a sexy nurse or police woman costume, or a sexy cheerleader costume. You can find these costumes at HalloweenUnlimited.com.
When it comes to dressing up as a pimp, Men have a wide variety of options to choose from, including coming to the party as Hugh Hefner. Halloween Unlimited offers Hefner’s famous red velvet jacket that features the Playboy symbol embroidered on the back. The company also carries a purple Mac Daddy suit, and several gangster hats that can be worn with the pimp suit. For more ideas, please visit Halloween Unlimited. They offer an entire collection dedicated to Pimp and Ho costumes.
admin on July 10th 2009 in Retail & Ecommerce
When it comes to contracting an answering service to handle overflow and/or after-hours calls, order fulfillment, literature requests, and more, there are several options, one of which is a virtual call center. A virtual call center is most often staffed by employees who work out of home offices around the country rather than in one central location.
There are a number of advantages and disadvantages to this model. On the plus side, the call center can provide cheaper labor because it doesn’t have to maintain an office. Informal research also suggests that work-from-home employees have more work experience, enjoy greater job satisfaction, and are more willing to help callers. On the other side, however, the lack of a structured work environment could, in some cases, also lead to a decrease in productivity and quality of service.
If you plan to contract a virtual call center, be sure to ask them about training, performance monitoring, and whether they offer analytics for you to track to ensure that the quality meets your standards. Be sure that the service provider can also scale the service based on your future needs. A virtual call center isn’t for every business, and performing due diligence is an unassailable component of making the right decision.
admin on July 7th 2009 in Business Services
Caring for people with chronic illnesses and disabilities can take its toll, both personally and financially. Beyond medical and nursing care, services such as assisted living services can be costly. Some health plans and Medicare do not cover long-term care expenses. That’s why there are long-term care policies.
What does long-term care insurance typically cover? Depending on the policy, it may cover in-home assistance with activities such as bathing, dressing, and eating; adult day care; assisted living services outside of the home; visiting nurses; and nursing home care.
But be prepared for high premiums. Long-term care insurance quotes will show you just how much you can expect to pay for these types of services. If you’re in good health and the cost of the insurance will lower your current standard of living—or if the premiums will become unaffordable if your current income declines—then it may not be a good idea. However, if you’re at risk for certain diseases and want to minimize your financial dependence on family members, then you might want to consider it seriously.
When you are trying to find the best insurance quote, take into account such factors as the waiting period (how long you must wait to begin receiving benefits), the benefit period (how long benefits will be available), whether the policy offers a daily or monthly benefit, and where coverage is provided (nursing home only, home only, or a mixture). It’s easy to receive a free insurance quote online; just remember to do your research to determine which level of coverage is right for you.
admin on July 2nd 2009 in Insurance
The idea of life settlements became popular in the 1980s during the beginning of the general awareness of AIDS in the United States. During the early years of the epidemic, AIDS patients had a much shorter life expectancy than they do today; thus, many were left with unwanted life insurance policies. To accommodate this circumstance, viatical settlements were created. Viatical settlements provided the opportunity for a terminally or chronically ill individual to sell his or her life insurance policy to a third party for a lump sum. Through a viatical settlement, the third party becomes the new owner of the life insurance plan and must pay the monthly premium until the original owner dies. Shortly after, the senior life settlements industry was born. In order to qualify for a life settlement, a policy owner must be at least 65 and not terminally or chronically ill. According to Advanced Settlements, policy owners should be over 70, with a life expectancy of less than 12 years, and must have owned a life insurance policy with a face value of $250,000 or more for not less than two years. When a policy owner decides to choose a life settlement, the amount that the individual receives is typically more than the cash value offered by the life insurance company because it is bid upon by various financial institutions.
admin on July 2nd 2009 in Insurance
